Sweetheart…. What’s your credit score?
know Valentine’s Day is upon us. You can’t get through a store without red, pink, and purple hearts smothering you with their affections. Even Faith Hill is getting in on the act with a signature line of floral arrangements from Teleflora!
But, have you thought about how compatible you and your sweetheart are when it comes to matters of money? Here’s a quick quiz to get you thinking about happily ever after that includes a positive bank account and good credit score.
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What Is Your Financial Compatibility? |
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Looking for a good gift for your partner this Valentine’s Day? How about an open conversation about money? Okay, it’s not the type of present that people show off to their friends, but finances are one of the top causes of conflict in relationships. Often the conflict stems not from things that are inherently stressful – such as not being able to pay the mortgage – but rather from partners having equally valid, but different, views. Seeing where you both stand can help you come up with mutually satisfying solutions. (If you can’t do it on your own, seek the help of a professional.) You and your partner should answer the quiz below separately, then share and discuss your answers. 1. Our checking and savings accounts should be: A. Joint 2. We should confer with each other before making any purchase exceeding: $_______ 3. We should always pay off our credit card balances in full each month: A. Agree 4. It is never a good idea to take out personal loans: A. Agree 5. We should save $____ a month 6. Our most important financial goals are: __________ 7. We should never lend money to family members: A. Agree 8. Prioritize the expenses below, with 1 being the most important and 10 being the least important:
9. We should spend ___ hours a month reviewing and discussing our finances 10. How should the financial responsibilities be divided?: I do: __________ You do: __________ We both do: __________ |
From our partners at BALANCE Financial Fitness Copyright 2011. www.balancepronet.com
What a good idea, adding credit scores to member profiles on dating sites, and the status of mortgage payments if applicable.