- Banks are owned by investors who want to see profit; Credit Unions are owned by you, our members, who want someone on their side.
- Banks are all about the $; Credit Unions are not-for-profit.
Money, money, money.
If you are like most college students, your top priority is your education, but you can make sure monetary concerns don’t get in the way of your studies by fitting financial management into your schedule. If someone else isn’t footing the entire bill for the next few years, you are responsible for making sure you have enough money for tuition, …
Read MoreHitting the books take a hit on your bank account, too.
The price of books has risen at about double the rate of inflation over the last two decades, according to The New York Times. The newspaper, on one of its blogs, offers alternatives to paying full price for the books. The newspaper gives a rundown on options that include free books online, to cheap electronic copies downloaded to ipads and …
Read MoreIt’s Day 1 of Welcome Week at UTK – Move In Day
Welcome to UTK! Today marks the beginning of the 2010-2011 college experience. Water Boy! UTFCU and the UTK Parents Association will be at Presidential Courtyard Saturday, Aug. 14 with refreshing cold water to help you beat the heat while moving into the dorms. The Only Bank On Campus – UTFCU – is open Saturday 8/14 from 10 am to …
Read MoreStudent Housing: when buying might be better
Housing is one of those necessary evils of college life. For most, moving out of mom and dad’s seems exciting. Students think to themselves, ‘I get to do what I want. Finally!’ Well, that comes with a price. If staying on campus, the cost can often be rolled into those student loan we have all become accustomed to. But, if …
Read MoreUTFCU launches iTunes Application for iPhone/iPad
UT Federal Credit Union is proud to announce the launch of their own mobile banking application on iTunes. Download this FREE application to your iPhone or iPad today to manage your account via the new app.
Read More8 Things that leave my credit alone
A couple days ago, a friend asked whether checking his credit report would hurt his credit score. After telling him that it didn’t, I realized that there is a lot of information on what can hurt your credit score. What about the things that do nothing to your credit score? The Types of Credit Inquiries A soft pull or inquiry …
Read MoreMost hated fees
Who doesn’t want to avoid those pesky fees? But, is it possible to skirt a few unnecessary charges? 911 fee on my cell phone bill, installation fees, cancellation fees, annual fees, . . . fees, fees, fees! Here are a few fees we can all relate to, and some options on how to avoid them. 1. Annual Credit Card FeeWhy should we be …
Read MoreMobile Banking
Who doesn’t like to have access to everything while on the go? UTFCU offers a mobile banking solution for our members. Mobile banking from UTFCU offers a safe, convenient way to: – Check account balances – View transaction summary – Transfer funds between your UTFCU accounts – Quickly find ATM and branch locations We’re offering this service for free to …
Read MoreUTK Orientation Kicks Off with Excitement
KNOXVILLE — Twenty-four upperclassmen students at the University of Tennessee, Knoxville, are charged with one pretty big job: give hundreds of incoming freshmen a taste of UT life in just two days. It takes six weeks of 15-hour average workdays for these student orientation leaders to host the nearly 4,200 incoming freshmen — and about 4,000 parents — during …
Read MoreUSC off to a good start as Kiffin takes over
A two-year bowl ban and a loss of more than 20 scholarships are among the sanctions that the NCAA has dealt Southern Cal, a source with knowledge of the situation said Wednesday.Read GoVolsXtra here . . .
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